Arm Yourself with the Facts About Dental Insurance Plans


Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Peoria, call Maple Shade Dental Group today at (855) 979-3356 or make an appointment.

Maple Shade Dental Group offers affordable family dentistry and gentle, compassionate dental care in Peoria. With 3 affiliated practices throughout Illinois, our offices are conveniently located with extended hours to meet your needs. At Maple Shade Dental Group, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Maple Shade Dental Group.

Read What Our Patients Say
Patient Reviews
Overall happy with the treatment and comfort experienced with each visit.
Mike S.
My technician/hygienist is the best ever. Very professional, pleasant, and really a neat lady. Dr. Shanahan is a good guy too.
William G.
Wendy was absolutely wonderful. 5 star!!! Whatever you are paying her is not enough.
Matthew N.
We made new patient appointments and daycare fell through for kids. Everyone was extremely kind and patient with our babies and managed to give great care and a great cleaning in a comfortable […]
Clair C.
After a very bad dental procedure 5 years ago, saying I was mortified of the dentist would be an understatement. My children come here and one of them has braces from Dr. Wittet as well. Dr. Wittet […]
Tami S.
Very nice and willing to get you in as soon as they can. The whole staff is just super friendly.
Kelcey M.
Great Office and employees
Edward B.
I’ve always been greeted by a friendly face and the whole staff is not only professional, but very friendly too!
Asher K.
Dr. Wolf and his staff are amazing. They put you at ease and genuinely care about their patients. As someone with dentist anxiety, I had a great experience and highly recommend them.
Audra R.
Love everything about my visit! Professional- courteous – patient -thorough! Will definitely recommend !
Michelle G.
Just was able to get quickly, I keep a busy schedule going back and forth to my job in Springfield. Keep up the good work.
Mike C.
Linda is a great hygienist!
Sandra B.
Always fast in and out. Dental hygenists are very friendly. Dentists are also very friendly and talk you through any questions. Afterwards, all billing is a breeze as the front desk takes care of it […]
Jay K.
Makes me feel like I’m family…service goes beyond than just dental care.
Cuong L.
Wendy is a very good dental hygienist
Eric S.
My hygienist, Jen, is why I continue to come back. She knows me and my family and all about the type of care my teeth need. She makes it feel like going to see a friend rather than a random dental […]
Kevin M.
The staff is very friendly, patient , and I wouldn’t change my dentist for anything! I look forward to getting my teeth cleaned !
Everyone was friendly, helpful, personable, and open about my dental care.
Molly R.
Good place, friendly people.
Maynard B.
Dr Willey is fantastic
Curtis C.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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