Arm Yourself with the Facts About Dental Insurance Plans

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Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Peoria, call Maple Shade Dental Group today at (855) 979-3356 or make an appointment.

Maple Shade Dental Group offers affordable family dentistry and gentle, compassionate dental care in Peoria. With 3 affiliated practices throughout Illinois, our offices are conveniently located with extended hours to meet your needs. At Maple Shade Dental Group, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Maple Shade Dental Group.

Read What Our Patients Say
Patient Reviews
Friendly. No wait – well organized office. Excellent care. Trustworthy.
Allie D.
Dental hygienist was personable and professional. Clean office great clerical staff
Catherine P.
I’ve always been greeted by a friendly face and the whole staff is not only professional, but very friendly too!
Asher K.
Dr. Willy is awesome! My 12 year old broke the bottom half of his front teeth a couple years ago on his scooter and we had them fixed. They never looked completely natural or even. Dr. Willy took off […]
Alex Z.
Friendly staff w/ hardly any delays
Ellen S.
High Quality Care of patient and work completed.
Paige Y.
Very friendly office; a great manager at East Peoria office; a great implant doctor and the nurse, Ginger, who helps him! Highly recommend this place!!!
Lucy B.
Always fast in and out. Dental hygenists are very friendly. Dentists are also very friendly and talk you through any questions. Afterwards, all billing is a breeze as the front desk takes care of it […]
Jay K.
Great people to work with
Jeffry L.
Dr. Shanahan’ work is top notch and his manner is very kind and considerate. I think Stephanie was the dental assistant’s name and she was fantastic. She kept me apprised of what was […]
Bonnie I.
Everyone is so friendly!!!
Donna A.
Quick appointment and flexibility with being a bit late due to train and traffic. Doctor Ruffner has a good chair side manner.
Janet P.
Everyone is really great and helpful. Plus all is very nice.
Michaele T.
What a GREAT dental office!! The staff & doctors are wonderful & caring professionals. Every time I go there it feels like visiting family. If you are looking for a dental office that cares […]
Deborah P.
My family loves Maple Shade Dental! Dr Shanahan is an Amazing dentist!!
Trista A.
Makes me feel like I’m family…service goes beyond than just dental care.
Cuong L.
I was delightfully impressed with every flow of Maple Shade. Honestly i am Extremely critical of dentists and anything pertaining. I was highly impressed.
Pamela B.
Good place, friendly people.
Maynard B.
The staff, including Dr. Shanahan, were wonderful to work with. They always greet me with a warm smile and are willing to go that extra mile to make sure my experience is a positive one.
John K.
Dental hygienist was one of the best that has ever cleaned my teeth.
Richard K.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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